Imagine… repaying your student loans just by doing your job as a Pennsylvania
nurse. The Pennsylvania Higher
Education Assistance Agency (PHEAA) and the Pennsylvania
Higher Education Foundation can help pay for your nursing education and
help you achieve success in the field of nursing.
“Nursing Loan Forgiveness for Healthier Futures” is a program created
to help you repay your student loans through an innovative loan forgiveness
program. Through the “Healthier Futures” program, you gain a powerful
advantage at the beginning of your nursing career or as a nursing professional
continuing your education and professional development. And as a Pennsylvania
nurse, you will help address the nursing shortage affecting so many organizations
and people in need of caring and qualified health care professionals. It’s
that easy! There is no better way to begin your career on the right track to
By working for a participating Pennsylvania health
care organization or health system after graduation,
up to 25 percent or $12,500 of your eligible student
loan debt can be forgiven over three years of qualified
employment. At a minimum, participating employers will
match PHEAA’s loan forgiveness contribution; however,
employers will have the flexibility to increase their
matching contribution to enhance their organization’s
nurse recruitment and retention efforts.
- Have an outstanding AES/PHEAA owned, guaranteed, and serviced federal Stafford
loan(s) in good standing.
- Must have graduated from a licensed nursing program in Pennsylvania or have
been a Pennsylvania resident at the time of application for Stafford loan(s).
- Complete a qualifying program of study, no earlier than 2003, leading to
a Certificate/Diploma/ Degree as:
Pass the Pennsylvania licensure examination for a license to work as a Practical
Nurse or Registered Nurse within nine months of receiving the nursing degree.
- A Licensed Practical Nurse within Pennsylvania
- A Registered Nurse within Pennsylvania, or
- A Nurse Educator within Pennsylvania
Begin full-time employment:
Complete at least one full year of continuous, full-time, direct-care employment
or employment as a nurse educator at participating employer's Pennsylvania
- Within three months of graduation as a direct patient care nurse at an
approved, participating Pennsylvania facility, or
- Within one year of graduation, as a nurse educator in an approved, participating
Pennsylvania postsecondary education program.
Have the participating employer verify the completion of continuous, qualifying
employment throughout the year.
To be considered for funding through the Nursing Loan Forgiveness for Healthier
Futures program, you must complete and submit an application
postmarked no later than August 31st of the year you graduated from nursing
school. View complete Eligibility
American Education Services
Nursing Loan Forgiveness for Healthier Futures Program
Lender School Team
PO Box 2461
Harrisburg, PA 17105-2461